TERMS AND CONDITIONS OF SERVICE

Effective Date: August 30, 2025

Welcome to Native Business, LLC (“Native Business”) websites and services (“Site”). By accessing or using our Site, you agree to be bound by these Terms of Service (“Agreement”).

1. Changes to Terms

We may update these Terms from time to time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

2. Purchases & Payments

  • We accept major credit cards, debit cards, and digital payment methods (Apple Pay, Google Pay, PayPal, etc.).
  • Payments are processed by PCI-DSS compliant providers; we do not store full payment card data.
  • Subscriptions and auto-renewals: By subscribing, you authorize recurring charges until canceled. You may cancel anytime via your account settings or by contacting support. Refunds will follow our posted refund policy.
  • All prices are in U.S. dollars unless otherwise noted.

3. Orders & Shipping

  • We reserve the right to refuse or cancel any order, including suspected resellers.
  • Address validation may be used to prevent delivery errors.
  • Delivery times are estimates only.

4. User Submissions

By submitting comments, feedback, or content (“Submissions”), you grant Native Business a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute your Submissions in connection with the Services. You retain ownership of your Submissions. You represent that your Submissions do not infringe third-party rights or contain unlawful content.

5. Intellectual Property

All content on the Site (text, graphics, images, video, logos) is owned or licensed by Native Business and may not be reproduced, distributed, or exploited except as expressly permitted for personal, non-commercial use.

6. Artificial Intelligence (AI) Tools Disclaimer

  • AI-Generated Content: Some content on the Site may be created or assisted by artificial intelligence technologies (“AI Content”). AI Content is provided for informational and educational purposes only. We make no representations or warranties regarding the accuracy, reliability, or completeness of AI Content. Users should not rely on AI Content as professional, legal, financial, medical, or business advice.
  • No Liability: Native Business, LLC disclaims any liability for errors, omissions, or outcomes resulting from reliance on AI Content, including editorial articles, automated summaries, chatbot responses, recommendations, or analytics.
  • Intellectual Property: AI Content may incorporate data, materials, or references from third-party sources. We do not guarantee exclusive ownership or enforceability of intellectual property rights in AI Content. Users agree not to assert claims against Native Business related to copyright, originality, or authorship of AI Content.
  • Transparency: When users engage directly with AI-driven features (such as chatbots, recommendation systems, or automated editorial outputs), this will be disclosed. By using these features, you acknowledge that you are interacting with AI software, not a human editor.

7. Editorial & Journalistic Content Disclaimer

  • Informational Purposes Only: The articles, news, interviews, and editorial content provided through Native Business are for informational and educational purposes only and should not be relied upon as professional business, financial, investment, legal, or health advice.
  • No Guarantee of Accuracy: While we strive for accuracy, Native Business does not guarantee that all information published on the Site is complete, reliable, or current. Users rely on such content at their own risk.
  • Opinions & Third-Party Content: Opinions expressed by contributors, columnists, interviewees, advertisers, or third parties do not necessarily reflect the views of Native Business, LLC. We are not responsible for errors, omissions, or any loss or damage caused by reliance on third-party content.
  • No Endorsement: Reference to any product, service, or company in our editorial or advertising does not constitute an endorsement or recommendation by Native Business.
  • Corrections Policy: Native Business may correct or update editorial content but is not obligated to do so.

8. Communications & Marketing

By using our Site, you may receive service-related emails. Marketing communications require your consent, and you may unsubscribe at any time. We comply with CAN-SPAM, CASL, and GDPR/CPRA marketing rules.

9. Disclaimer of Warranties

The Site and its content are provided “AS IS” without warranties of any kind, except as required by law. We disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Nothing in these Terms limits statutory rights you may have under applicable consumer laws.

10. Limitation of Liability

To the maximum extent permitted by law, Native Business shall not be liable for indirect, incidental, or consequential damages. Our total liability shall not exceed the amount paid by you for the Services giving rise to the claim.

11. Indemnification

You agree to indemnify and hold Native Business harmless from claims, damages, and expenses arising from your misuse of the Site or violation of these Terms.

12. Dispute Resolution (Arbitration Agreement)

The Parties shall make a good faith effort to resolve disputes informally. If unresolved, any dispute arising out of or relating to this Agreement shall be settled by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association (AAA), including the Optional Rules for Emergency Relief.

  • Arbitration will be confidential, conducted by one arbitrator agreed upon by the Parties.
  • If no agreement is reached within 30 days, AAA will appoint the arbitrator.
  • Arbitration costs will be shared equally, unless otherwise required by law.
  • Judgment may be entered in any court of competent jurisdiction.
  • Exceptions: Either party may bring claims in small claims court or seek injunctive relief in court for intellectual property or data misuse.

13. Governing Law

This Agreement shall be governed by the laws of the State of Texas, without regard to conflict-of-law rules. Arbitration or, where applicable, court proceedings shall occur in Collin County, Texas, unless otherwise mutually agreed.

14. Miscellaneous

  • If any provision is found unenforceable, the remainder shall remain in effect.
  • Our failure to enforce a provision does not waive our rights.

© 2025 Native Business, LLC